FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	For the  Three Months  ending 31.03.2019	Up to  the   Twelve  Months  ending 31.03.2019	For the corresponding Three months  of the preceeding year	Up to the corresponding Twelve months  of the prceeding year
1	Employees’ remuneration & welfare benefits	280 781	1173 936	328 589	1025 734
2	Travel, conveyance and vehicle running expenses	15 242	69 239	12 689	79 269
3	Training expenses	4 537	16 727	1 593	12 955
4	Rents, rates & taxes	17 031	65 198	18 486	61 814
5	Repairs	51 209	216 033	45 156	179 726
6	Printing & stationery	4 131	6 599	1 031	3 575
7	Communication	4 548	16 284	3 402	16 294
8	Legal & professional charges	31 065	86 912	26 282	77 443
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	5 718	10 812	2 885	7 139
	(b) as adviser or in any other capacity, in respect of	0		0
	(i) Taxation matters	500	500	300	300
	(ii) Insurance matters	0	0	0	0
	(iii) Management services; and	0	0	0	0
	(c)   in any other capacity	529	529	0	14
10	Advertisement and publicity	17 935	108 273	30 523	84 980
11	Interest & Bank Charges	18 324	43 197	6 742	21 619
12	IT Expenses	47 565	190 339	18 763	119 545
13	Depreciation	46 292	139 899	18 626	74 035
14	Service Tax A/C	0	0	0	16 975
15	Swachh Bharat Cess	0	0	0	691
16	Others	125 249	416 076	112 094	382 279
	TOTAL	670 656	2560 553	627 161	2164 387
			0		0
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.